Post by account_disabled on Mar 5, 2024 23:33:05 GMT -5
By Mario Regidor | The Toledo Pact plans to bring about a reform of the pension system that, at least, will have the same depth as the one approved with Zapatero and the agreement of the social agents and that is currently being developed with the increase to 67 years of the ordinary retirement age. However, with the approval of the 2021 general budget law, the first changes have begun. Thus, the predilection for promoting company pension plans to the detriment of individual ones as a form of savings and tax relief in the income tax return, is the first touchstone of a debate that promises to be arduous and complex. This point, as we say, already approved and in force, and the commitment to count the entire working life for the calculation of the pension, seem like the first workhorses of our social security. The agreement to separate from the social security budgets the amount necessary to cover the costs of pensions for widows, orphans and non-contributory pensions that should seek their support through taxes, either with some recently created or by redirecting some of the funds, seems obvious.
Already existing to pay for these pensions. In any case, it is not difficult to see that this is still a question of survival for a large part of our citizens, especially those of us who are now in quarantine and see how the time to retire is inexorably approaching, but we do not know under what conditions we will do it. Minister Escrivá is launching probe balloons, earning blows from the Australia Phone Number media and unions But, in essence, it is also an ideological question from which we cannot escape and which will be the subject of debate for decades in all the developed countries in which the birth rate has been at a minimum for years and where, now due to the pandemic, now because we do not want them to enter our borders, immigration seems to be a scourge that we want to limit and that, without a doubt, should be one of the main supports that the European Union should look towards if we want to maintain an increasingly less prosperous state. of well-being. As I say, the issue is ideological, but mediated by the present and future issues that we now envision: stagnant or decreasing birth rates, increased life expectancy, increasingly higher pensions, social security in deficit, economic crises that reduce contribution periods.
Present wealth of families and policies or conventions that do not encourage savings. All of these and some more that I forget are conditions that we must take into account when considering a social security and pension policy that is sustainable over time. It is important to keep in mind that the dilemma between savings and consumption dates back to the dawn of economics as a scientific discipline and, in many ways, it is the paradigm of scarcity that underlies it. The money available in a family unit is limited and a more or less high part must be consumed monthly for sustenance and various existing expenses. The question is: do we save enough looking into the future? We will have to ask ourselves this question more and more, especially if we want to have a comfortable old age. Company pension plans, which we have been talking about for more than 20 years, have not taken off as advertised, in addition to the two economic crises that we have experienced (and are experiencing) in said period, due to the fact that Our.
Already existing to pay for these pensions. In any case, it is not difficult to see that this is still a question of survival for a large part of our citizens, especially those of us who are now in quarantine and see how the time to retire is inexorably approaching, but we do not know under what conditions we will do it. Minister Escrivá is launching probe balloons, earning blows from the Australia Phone Number media and unions But, in essence, it is also an ideological question from which we cannot escape and which will be the subject of debate for decades in all the developed countries in which the birth rate has been at a minimum for years and where, now due to the pandemic, now because we do not want them to enter our borders, immigration seems to be a scourge that we want to limit and that, without a doubt, should be one of the main supports that the European Union should look towards if we want to maintain an increasingly less prosperous state. of well-being. As I say, the issue is ideological, but mediated by the present and future issues that we now envision: stagnant or decreasing birth rates, increased life expectancy, increasingly higher pensions, social security in deficit, economic crises that reduce contribution periods.
Present wealth of families and policies or conventions that do not encourage savings. All of these and some more that I forget are conditions that we must take into account when considering a social security and pension policy that is sustainable over time. It is important to keep in mind that the dilemma between savings and consumption dates back to the dawn of economics as a scientific discipline and, in many ways, it is the paradigm of scarcity that underlies it. The money available in a family unit is limited and a more or less high part must be consumed monthly for sustenance and various existing expenses. The question is: do we save enough looking into the future? We will have to ask ourselves this question more and more, especially if we want to have a comfortable old age. Company pension plans, which we have been talking about for more than 20 years, have not taken off as advertised, in addition to the two economic crises that we have experienced (and are experiencing) in said period, due to the fact that Our.